Why Lincoln Brokerage?
When it’s your family’s business it is all a bit more special. We take pride in having helped our neighbors for this long.
We understand our diverse little pocket of the city here in Brooklyn. That matters when you’re protecting homes and families.
We’re backed by most major carriers allowing us to get you the ideal insurance coverage at the crossing of cost and coverage.
“The staff is always willing and able to go above and beyond to make sure all my insurance needs are met. I’ve been dealing with them for some time now and I am very pleased with the service I get!”
Rudy M.
What Can Be Covered Under Homeowners Insurance
The bricks, the siding, the roof, the built-in fixtures are all examples of what makes up your Dwelling for insurance coverage.
Dwelling or Structure
If you have a detached garage, a pool, a shed or perhaps a fence, then we need to make sure that your Other Structures coverage is adequate to cover your exposure.
Other Structures
We pair you with coverage limits based on what you have. If you’re a collector, you'll need a more comprehensive policy than someone a year out of college with IKEA furniture.
Personal Property
If someone is injured at your house, or you are sued for Personal Injury, homeowners insurance can provide you and your family protection against litigation costs and out-of-pocket expenses related to the claim.
Personal Liability
This coverage can reimburse you for the additional costs associated with living elsewhere should your home have a covered claim.
Loss of Use / Additional Living Expenses
This can provide coverage for those injured on your property whether by the structure itself, pets or individuals on your property.
Medical Payments
We Help You Understand Your Coverage Options
There are a lot of things that we take into consideration when planning a customized insurance policy. From Cost of Structure to the neighborhood you live in, we look at the necessary needs of your unique situation and assess possible gaps to better connect you with a policy and carrier that fits.
You can’t get through a day without hearing or seeing an ad for an insurance company. They talk about saving you time and throw out a theoretical savings percentage. The messages are the same all over the country, and they each claim the same thing — how can that be possible that they can all save you time and money when clearly one would be less than the other?
You need an insurance professional that understands your coverage needs and can discuss options with you.
We can present you with quotes from multiple carriers and review the pros and cons of each. We have experience dealing with insurance companies on billing, claims, and coverage reviews. We can share our first-hand accounts with you so you can make the best coverage decision.
